Professional Lending Services

Types of Loans

Home Loan

Are you looking to get pre-qualified for a home loan?

Want to get a great rate?

Nearly all New Zealanders dream of owning their own home. Most New Zealanders can actually qualify for a Home Loan, even if they think they could not get approved. Some banks require people to have a good credit rating. However, there are many lenders who will provide funding called "Lo-Doc", "No-Doc" and "Non-conforming" loans.

To learn about becoming pre-qualified for a home loan, you may want to consult with one of our brokers. As a mortgage broker we have access to dozens of lenders as well as information about various types of programs that may be helpful to you. Many people are hesitant when dealing with Mortgage Brokers, it may help to know that over 40% of all new home loans applications in New Zealand are arranged by a Mortgage Broker. Our brokers will be the greatest source of help available to you. One of our Brokers will walk you through every step of the process and offer you advice on a variety of lending solutions. you can speak with one of our experts now, by calling or emailing one of our Brokers - click on 'Locate A Broker' above.
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Investment Loan

Residential Investment Loan

You need to get the best return on your real estate investment and one of the best ways to do this is to ensure that you receive a competitive interest rate. You also need to consider how best to manage the cash-flow requirements of a rental property owner. Our Brokers can assist you with budgeting for your cash flow needs.
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Commercial Loan

Commercial and Business Lending by nature is more comprehensive than Residential or Investment loans and require a level of expertise on the part of the broker. At Professional Lending Services we have writers who are experienced in all facets of Commercial and Business lending

One of our Brokers will walk you through every step of the process and offer you advice on a variety of lending solutions. You can speak with one of our experts now, by calling or emailing one of our Brokers - click on 'Locate A Broker' above.
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Equipment Finance (commonly known as Leasing)

At Professional Lending Services we are dedicated to understanding and supporting the needs of businesses and offer comprehensive commercial motor vehicle and plant & equipment financing solutions where leasing options are tailored to suit your needs.

Our experience and access to a wide range of lenders means we can provide finance for motor vehicles and business equipment. Ranging from office equipment to diamond drills or even a helicopter.
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Fee Funding / Factoring / Cash Flow Finance

Cash flow finance provides you with the means to expand your business by funding increased growth and to take advantage of business opportunities. It does this by -

  1. Providing cash against debtors to enhance working capital
  2. Quickly converting business debtors to cash
  3. Guaranteeing a steady cash flow on a constant basis
  4. Utilisation of business assets, generally not personal assets

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